asset allocation

3 June 2022
Every asset class has bad years, even bonds

Bonds have been performing terribly, yet I still call them defensive assets. Every asset class has bad years; regression to the mean is real; bond losses remain smaller than share losses; and your cap…
22 January 2021
What is your asset allocation?

Asset allocation — how your investments are split up — is really, really, really important. Get it right and you can make plenty of other mistakes and still be fine. Get it wrong and you're choosing b…
16 September 2018
How to calculate your asset allocation

The most important thing to get right when investing in financial assets is asset allocation. It refers to how your funds are invested across different classes, such as shares and bonds. If you get th…
21 August 2017
What is your investing risk profile? Answering a risk questionnaire won’t tell you.

If you've engaged a financial adviser, you'll be familiar with risk tolerance questionnaires — and robo-advisers lean on them even harder. Here's a dirty little secret: they're not nearly as valuable…
28 May 2017
Weekend reading (27 & 28 May 2017)

Two articles from the weekend's Your Money section worth reading. Janine Starks on the long-run cost of staying in a default KiwiSaver fund — roughly $600,000 over 40 years for a 25-year-old. And Susa…

Every asset class has bad years, even bonds