Wealth & Risk

assets

  1. 29 January 2021

    What your balance sheet omits [human capital]

    Your balance sheet shows assets you can sell and value easily. The most important thing it omits is human capital — your own ability to generate an income over the coming decades. For most households,…

  2. 24 April 2020

    What are your shadow assets worth?

    A typical balance sheet misses something important. Most households have "shadow assets" — things that can't really be liquidated but have the potential to be valuable. Speculative investments, antici…

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