assumptions

1. 16 December 2022

   “Be an asker”

   Some people are askers, some are guessers. I tend to be a guesser and would probably be better off asking more — and I suspect many other people are in the same boat. Guessing is guessing; your guesse…

2. 8 April 2022

   The 4% rule is a mind-killer

   I love rules of thumb — in the right place at the right time they're invaluable. Working out how much you need to retire isn't one of those places. The 4% rule is a dumb rule that a lot of smart peopl…