black and white

1. 18 June 2021

   Are you spending or investing? It’s not always black and white

   It's easy to think you're either spending money or saving it. In reality, financial decisions rarely fall cleanly into one bucket. Businesses "spend" on wages and tools that are really investments in…

2. 12 March 2021

   Shades of right – avoiding black & white thinking and “musturbation” when it comes to your finances

   The idea that there's one specific right way to invest, or manage your financial affairs, is kind of weird. Yes, I give clients specific recommendations — but that's what I'd do in their shoes. In rea…