FMA

1. 10 June 2026

   Access to financial advice: the FMA has questions for everyone except itself

   The FMA's access to advice report gets one important thing right. But a report that urges banks deeper into advice without acknowledging the risks, and that critiques sector conservatism without any a…

2. 9 May 2025

   My submission relating to the FMA’s access to advice review

   I recently made a submission to the FMA's access to advice review. The Financial Markets Conduct Act 2013 isn't just about regulating advice — it also includes a purpose to ensure the availability of…

3. 25 February 2022

   When Consumer is anti-consumer

   Consumer NZ is paving a road to hell with good intentions in the way it talks about personal insurance, and especially personal insurance advice. I'm a paying member and a fan — which is why it's so f…

4. 21 February 2020

   The regulator shouldn’t be funded by those it regulates

   My submission on FMA funding: the regulator shouldn't be mostly funded by the industry it regulates. That setup invites regulatory capture and muddles who the FMA is actually working for.