Wealth & Risk

insurance premiums

  1. 12 November 2018

    Parents can help out their children by underwriting risks

    Parents help their kids in obvious ways — education, deposits on homes. But there's a subtler one worth naming: underwriting risks. A parent in a sound financial position can take the place of a traum…

  2. 15 March 2018

    Insurance – why I prefer stepped premiums over level premiums

    As a general rule, I say "no" to level premiums for personal insurance. Your insurance needs should reduce over time, so if you select level premiums, you may end up locking yourself into unnecessary…

  3. 6 February 2015

    Do ALL people need life, trauma, TPD, or trauma insurance? No. Do MOST people need insurance?

    Do ALL people need life, trauma, total and permanent disability, or income protection insurance? No. Do MOST people need insurance? Yes. These policies are typically about making sure the people who d…

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