Lots of people reassess their insurance after repaying the mortgage and cancel their income protection. I often think that's a mistake. Mortgage-free years are usually when you build the wealth that f…
Paying off the mortgage ASAP is usually the smartest move — a guaranteed, tax-free, risk-free return. But I often recommend clients also put some excess income into investments: it builds liquid asset…
Note: my views on this have evolved — I'm more comfortable with debt now and less inclined to treat a mortgage as an obstacle to investing. The original argument was that a 30-year term leaves too lit…