My submission on FMA funding: the regulator shouldn't be mostly funded by the industry it regulates. That setup invites regulatory capture and muddles who the FMA is actually working for.
New Zealand and Australia have very different approaches to funding pensions. Despite many other similarities between our countries, you can consider us at opposite ends of the spectrum on this set of…
I'm very sensitive to conflicts of interest — I've built my own business specifically to avoid them. Which is why it might surprise you that I'm a strong advocate for commission as the way insurance a…