risk and return

1. 16 August 2019

   Investing is personal

   How would you invest if you were 60 with $5 million and spent $100,000 a year? Some of my clients in this position sit heavily in defensive assets. Others sit 80-90% in growth assets. Both are right —…

2. 16 July 2018

   When taking too little risk is risky

   People sometimes tell me they don't want to take any risks with their investments. I have to tell them all investments have risks — even "safe" ones like term deposits and cash under the mattress. For…

3. 29 October 2017

   How to get better-than-market returns

   For most people, I recommend low-cost, index-based funds — don't try to beat the market, just make sure the market doesn't beat you. But the honest answer is that you *can* get better-than-market retu…