Wealth & Risk

rules of thumb

  1. 8 April 2022

    The 4% rule is a mind-killer

    I love rules of thumb — in the right place at the right time they're invaluable. Working out how much you need to retire isn't one of those places. The 4% rule is a dumb rule that a lot of smart peopl…

  2. 17 September 2021

    High guaranteed returns? 🤮

    When it comes to investing, I have a personal rule of thumb: if someone offers a high guaranteed return on an investment, I walk in the other direction. Bonds issued by Governments or reputable instit…

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