self-insurance

  1. 15 March 2018

    Insurance – why I prefer stepped premiums over level premiums

    As a general rule, I say "no" to level premiums for personal insurance. Your insurance needs should reduce over time, so if you select level premiums, you may end up locking yourself into unnecessary…

  2. 18 June 2017

    Weekend reading (17 & 18 June 2017)

    A round-up of personal finance pieces worth reading this weekend. Liz Koh on how excessive frugality can be as corrosive as over-spending. Susan Edmunds on cutting insurance costs. Martin Hawes on the…

  3. 12 May 2017

    Your insurance needs should reduce as you get older

    I'm a HUGE advocate for insurance — most working people should carry some. But I'm also a big advocate for self-insuring where you can, and a message I don't see often enough is that your insurance ne…

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