short-term

1. 11 February 2022

   Don’t cancel or reduce your insurance in the heat of the moment

   When people are thinking about cancelling or reducing their personal insurances because of short-term cash flow pressure, I try to get them to s-l-o-w the decision down. Step back. Think big picture a…

2. 30 July 2021

   Return OF capital versus return ON capital

   Term deposit returns can look dismal next to inflation — but that might still be the best place for your money. It depends on when you'll use it. If you need the money soon, prioritise return OF capit…