I'm returning to this blog after some time away, dropping the "NZ" and just calling it Wealth & Risk. I've imported articles from my side blog and plan to get back into publishing on Fridays at 8am —…
Sometimes, I ask people questions and don't want comprehensive, well-considered answers. Just a quick "don't know" or a short, specific gut response — not a lengthy, well-considered reply. If I've sen…
A follow-up to my 2019 “How I money”, showing how my wife and I actually structure our savings, investments, insurance, and spending three years on. Don’t treat this as a guide — it’s illustrative onl…
How would you invest if you were 60 with $5 million and spent $100,000 a year? Some of my clients in this position sit heavily in defensive assets. Others sit 80-90% in growth assets. Both are right —…